Commercial Financing with Pacific Coast Home Services

Running a business means keeping your building comfortable, safe, and efficient—without draining your cash flow. At Pacific Coast Home Services, we proudly offer OPTIMUS Commercial Financing, a flexible solution designed to make HVAC, plumbing, electrical, and building upgrades more affordable for San Jose and Bay Area businesses. Click here to apply.

Small Business Owners use Optimus Commerical

Business Financing for HVAC, refrigeration, generators and more.Why Choose OPTIMUS Commercial Financing?

  • ✅ Over 90% Approval Rates – Commercial or residential projects qualify.

  • ✅ One Application, Multiple Lenders – Find the best rate and terms without the hassle.

  • ✅ Fast Decisions – Credit approvals in as little as 2 hours (for projects up to $250,000).

  • ✅ Flexible Amounts – Financing available from $5,000 up to $1 million.

  • ✅ Building Ownership Not Required – Whether you lease or own, you can qualify.

  • ✅ Terms from 1 to 7 Years – Choose repayment options that fit your budget.

  • ✅ Apply Today!

What Can Be Financed?

OPTIMUS covers a wide range of commercial needs, including:

  • HVAC, Air Purification, Generators and Refrigeration Systems

  • Water heater, Boiler, Water Purification and Plumbing Equipment Replacements & Upgrades

  • Projects for restaurants, schools, medical offices, retail shops, non-profits, churches, and more

Apply for financing with OptimusHow It Works

  1. Identify Your Project – HVAC, plumbing, electrical, or other building upgrades.

  2. Submit a Quick Application – Fast and paperless, handled online.

  3. Get Matched with a Lender – OPTIMUS finds the best fit for your business.

  4. Approval in Hours – Many projects approved the same day.

  5. Project Completed – Your business enjoys improved comfort and efficiency!

Key Benefits for Business Owners

  • Keep your cash flow protected with low monthly payments instead of large upfront costs.

  • Take advantage of potential tax benefits for qualifying equipment.

  • Provide a safer, more efficient workplace for employees and customers.

Get Started Today

With over 30 years of service in San Jose and the Bay Area, Pacific Coast Home Services is the trusted partner for your business. Whether you run a restaurant, office, school, or medical facility, our team can help upgrade your systems with flexible financing options.

📞 Call us today at (408) 212-0230
🔗 Or request financing online: Contact Us